FAQ

Osprey Communities are located throughout the United States, including Wisconsin, Michigan, Illinois, Colorado, Ohio, New York, Connecticut, Pennsylvania, Iowa, and Missouri. Visit our communities page and type in your desired location to find your next home.

We offer a variety of financing and rent-to-own options. Visit our Financing page to explore lenders and loan programs that match your budget. You can also browse our Homes for Rent page to view available rentals in an Osprey Community near you. If you have questions about rent-to-own, contact the property manager for more details.

It depends on the Osprey Community you choose. Some of our communities are 55+, while others welcome all ages. When exploring communities, utilize the filters to adjust the age parameter and other features to suit your needs.

The amenities offered at Osprey Communities are vast, but vary based on the community. For example, some communities offer lakefront views, playgrounds for children, and much more. Search by amenity here.

Visit our schedule a tour page and fill out the information on the form.

1. Submit an application — our communities offer an online application.
2. Provide documentation — valid photo ID for every adult who will live in the home, and proof of income (most communities ask for the most recent 90 days of pay stubs or two to three months of bank statements).
3. Pay an application fee — where charged, this generally covers the cost of the background and credit check and ranges from about $25 to $50 per adult applicant.
4. Screening — a credit check and criminal background check (and, at some communities, a landlord/rental history and employment verification) are run on every adult applicant.
5. Approval and lease signing — once approved, you'll sign the lease and community rules and regulations, and in some cases additional state-required forms.
6. Move-in — timing varies widely, from same-day (if a home is already set up and ready) to a week or more if you're purchasing or moving in a home. Move-in typically requires your first month's rent and, at many communities, a security deposit. 

Typically: a signed lease and community rules/regulations, a valid photo ID, proof of income, and if you're bringing or purchasing a home, a copy of the title or bill of sale. Some states require additional paperwork (for example, a state-specific tenant protection form or mobile-home tax form).

It depends on the community and, in a few states, on local law. Most of our communities offer either a 12-month lease or a month-to-month lease, and several start new residents on a 12-month term that automatically converts to month-to-month after the first year if it is not removed. A handful of communities have a shorter minimum (30 days) or a longer one — Wisconsin and Ohio communities in particular often require a 1-year initial lease by state regulation, and our Colorado community requires a 2-year initial term by state law. Your community manager can confirm the exact term for your specific home.

Yes. At the end of the initial term, most communities let you choose between renewing for another year or moving to a month-to-month arrangement. A few communities are month-to-month only from day one. 

Our communities do not charge separate HOA fees as lot rent covers general operations. A few do charge small add-ons (for example, a flat monthly fee for trash service), which will be disclosed by the community manager before you sign anything.

Requirements vary by community: many require homeowner's insurance (for owned homes) or renter's/liability insurance (for rented homes), often naming the community as an additional interest on the policy. A few communities do not currently require insurance but strongly recommend it.

At many communities, yes, home inspections are required. This applies particularly if you're bringing in your own home or purchasing a resale, an inspection or certificate of occupancy is typically required before you can move in.

This varies more than almost anything else, so always confirm with the specific community. Common patterns:

• Water, sewer, and/or trash are included in lot rent at some communities and billed separately (often via a sub-meter) at others.
• Electricity and gas are almost always the resident's responsibility, billed directly by the local utility.
• Snow removal, common-area lawn care, and road maintenance are handled by the community in nearly every case. 

Yes, pets are welcome at the great majority of our communities, generally with reasonable size, breed, or count restrictions and often a limit of two pets per home.

Many communities charge a modest monthly or one-time pet fee. Based on our current communities, typical pet fees range from about $5–$25 per pet per month, with a small number charging a one-time fee instead (or no fee at all). A couple of communities have higher fees for specific situations. Ask your community manager for the exact fee and any breed/weight restrictions before you apply.

Where restrictions exist, they're usually a cap of one or two pets per household, sometimes with distinctions between indoor and outdoor animals (for example, a lower fee for indoor-only cats). A few communities do not currently have any pets at all on file, so always check first.

At most of our communities, this is handled directly by the on-site maintenance team or property management. A few communities are in areas where the roads or streetlights are technically the responsibility of the city, county, or local utility company rather than the community itself. If you're not sure who to call about a pothole or a burnt-out streetlight, your community manager can point you in the right direction.

The community typically handles common areas, vacant lots, snow removal on community roads, and anything "from the water meter down" (i.e., underground lines); residents are typically responsible for the inside of their home and, at many communities, the lawn care on their individual lot. Ask your community manager for the specific maintenance responsibility breakdown for your address.

Typically, the on-site manager identifies the issue, gets contractor bids if needed, and submits it for approval before work begins. Non-emergency repairs are usually communicated to residents in advance; true emergencies are addressed as quickly as possible. 

For anything urgent or specific to your home, please contact your community manager directly rather than relying on general guidance.

Nearly every community follows the same general path: bring the concern to the on-site or regional manager first (by phone, email, or in person), and if it isn't resolved, it's escalated to the regional/asset manager. Serious or ongoing lease violations may proceed to written notice and, if necessary, formal legal action. Contact us for more information!

Text messages and email are the most common channels across nearly every community, often paired with phone calls for anything urgent and physical mail or notices posted at community mailhouses for broader updates. A few communities also maintain a private Facebook group or community newsletter. 

If community involvement or communication style matters to you, ask the manager what a typical month looks like.

School district boundaries don't always match zip codes exactly, so we recommend confirming your child's specific school assignment directly with the district using your home's address. For a definitive answer for a specific address, we recommend using the district's official address-lookup tool or calling the district's enrollment office directly. That said, here is the primary public school district serving each of our communities: 

• Apple Creek Mobile Home Community - Bismarck, ND 58504 
• Bismarck Public School District 1 
   
• Asbury Park Mobile Home Community - Orwell, OH 44076 
• Grand Valley Local School District 
   
• Braham Mobile Home Community - Braham, MN 55006 
• Braham Area Schools (Braham Public School District) 
   
• Cedar Acres Mobile Home Community - New Castle, PA 16101 
• New Castle Area School District (confirm boundary — several districts serve this zip) 
   
• Clover Estates Mobile Home Community - Muskegon, MI 49444 
• Fruitport Community Schools 
   
• Countryside Mobile Home Community - Mandan, ND 58554 
• Mandan Public School District 1 
  
  
• Creekside Mobile Home Community - Ames, IA 50010
• Ames Community School District
  
  
• Dorwood Mobile Home Community - Ransomville, NY 14131 
• Wilson Central School District 
   
• Fairfield Manor Mobile Home Community - Bay City, MI 48706 
• Bay City Public Schools 
   
• Five Oaks Mobile Home Community - Menasha, WI 54952 
• Menasha Joint School District 
   
• Gas Light Mobile Home Community - New Castle, PA 16101 
• New Castle Area School District (confirm boundary — several districts serve this zip) 
  
  
• Golfway Pines Mobile Home Community - Painesville, OH 44077
• Riverside Local School District
  
  
• Harbor Terrace Mobile Home Community - Edinburg, PA 16116 
• Union Area School District 
   
• Harbor Village Mobile Home Community - Edinburg, PA 16116 
• Union Area School District 
   
• Hillcrest Mobile Home Community & RV Park - Madras, OR 97741 
• Jefferson County School District 509J 
   
• Hilltop Mobile Home Community - Grand Rapids, MI 49525 
• Northview Public Schools 
  
  
• James Place Mobile Home Community - Madison, OH 44057
• Madison Local School District
   
• Kenyon Landing Mobile Home Community - Weedsport, NY 13166 
• Weedsport Central School District 
   
• Lakeview Estates Mobile Home Community - Durand, MI 48429 
• Durand Area Schools 
   
• Marina Village Mobile Home Community & RV Park - Corpus Christi, TX 78418 
• Flour Bluff Independent School District 
   
• Mediterranean Place Mobile Home Community - Stratford, WI 54484 
• Stratford School District 
  
  
• Old Orchard Mobile Home Community - Ames, IA 50010
• Ames Community School District
  
  
• Orchard Grove Village Mobile Home Community - Ontario, NY 14519 
• Wayne Central School District 
   
• Osprey Mobile Home Community of Grafton - Grafton, WI 53024 
• Grafton School District 
   
• Parktown Mobile Home Community - Mandan, ND 58554 
• Mandan Public School District 1 
   
• Pine Terrace Mobile Home Community - Pine City, MN 55063 
• Pine City Public School District 
   
• Plover Meadows Mobile Home Community - Plover, WI 54467 
• Stevens Point Area Public School District 
   
• Plover Pine Village Mobile Home Community - Plover, WI 54467 
• Stevens Point Area Public School District  
   
• Pokegama Lake Resort Mobile Home Community - Pine City, MN 55063 
• Pine City Public School District 
   
• Portobelo Village Mobile Home Community & RV Park - Aransas Pass, TX 78336 
• Aransas Pass Independent School District 
   
• Ripley's Housing Mobile Home Community - Muscatine, IA 52761 
• Muscatine Community School District 
   
• Riverlane Mobile Home Community - Omro, WI 54963 
• School District of Omro 
   
• Rocky Glen Mobile Home Community - Martinsburg, WV 25403 
• Berkeley County Schools 
   
• Rocwood Mobile Home Community - Wood River, IL 62095 
• Wood River-Hartford School District (K-8) / East Alton-Wood River CHSD (high school) 
   
• Spring Branch Mobile Home Community - Florence, SC 29501 
• Florence One Schools (Florence School District 1) 
   
• Timber Ridge Mobile Home Community - Shellsburg, IA 52322 
• Vinton-Shellsburg Community School District 
   
• University Village Heights Mobile Home Community - Manitowoc, WI 54220 
• Manitowoc Public School District 
   
• Van Acker Mobile Home Community - Muscatine, IA 52761 
• Muscatine Community School District 
   
• Victoria Gardens Mobile Home Community - Pacific, MO 63069 
• Meramec Valley R-III School District 
   
• Walton Manor Mobile Home Community - Pontiac, MI 48340 
• School District of the City of Pontiac (confirm boundary — Waterford School District also serves part of this area) 
   
• Warwick Village Mobile Home Community - Redford Charter Twp, MI 48239 
• South Redford School District 
   
• Western Hills Mobile Home Community - Grand Junction, CO 81503 
• Mesa County Valley School District No. 51 
   
• Western Park Village Mobile Home Community - Jamestown, ND 58401
• Jamestown Public School District No. 1 
   
• Western Pines Mobile Home Community - West Burlington, IA 52655 
• West Burlington Independent School District 
  
  
• Westwood Lake Mobile Home Community - Warren, OH 44481 
• Warren City School District